Westre Financial
Group, LLC

Unlocking the Best Deals and Expert Consultation with Private Money Lenders in St. Louis

Have you found your next fix-and-flip or rental property investment in St. Louis but worried traditional financing could allow another buyer to swoop in and steal the deal?

Look no further than Westre Financial Group, the private money lenders in St. Louis who have funded over 2,500 successful real estate ventures since 2001.

Unlike banks with rigid qualifying criteria and slower turnaround times, our founder, Brad Westre, recognizes the need for speed and flexibility when competition is fierce for profitable investment properties.

We specialize in funding deals fast for experienced St. Louis investors just like you.

How Private Money Loans Give You a Competitive Edge

Closing quickly is often the difference between landing or losing out when bidding on flips and rentals in a hot St. Louis neighborhood. Traditional lenders like big banks take weeks to approve loans, given extensive paperwork and rigid policy requirements.

Westre Financial Group offers private money loans with expedited approval and funding to give St. Louis investors a decisive competitive advantage, including:

Rapid Approvals

Get initial loan decisions in as little as three days once we view the property and assess your renovation budget.

Swift Closings

Close in 3-5 days and secure your property quickly with reputable private funding.

Comprehensive Funding

Finance 100% of your purchase up to 70% of future after-repair value.

Flexible Terms

Choose from 6 to 36-month terms with competitive rates – unlocked by our private lending expertise.

Unparalleled Expertise

Utilize our unmatched local knowledge from 2,500+ St. Louis private money loans.

Personalized Guidance

Our founder, Barb Westre, provides dedicated investor support from application to closing.

By understanding the St. Louis market intimately, we craft loan packages for each deal to fuel an expedited, hassle-free acquisition. Our private funding empowers investors to win profitable properties that would otherwise slip away or become unviable with prolonged traditional financing timelines.

Demystifying Private Money Loans

You may be wondering – what exactly are private money loans, and how do they differ from typical bank lending?

Private money loans provide real estate financing from private investors rather than big institutional lenders like banks. The capital comes from high net-worth individuals, small companies, or peer-to-peer lending groups.

Since private money lenders use their own funds, they can create loan terms to match specific property opportunities. This facilitates faster closings, flexibility, and access to rehab funding critical for fix-and-flip ventures.

However, the improved ease and speed of private money loans comes with some trade-offs:

When traditional lenders fall short, private money loans fill the gap – fueling investments that would otherwise miss crucial opportunities. The expertise at Westre Financial Group allows you to tap into these powerful alternative funding solutions while mitigating any risks or downsides.

Why Investors Choose Westre for Private Lending

Having funded over 2,500 projects since establishing our St. Louis-based firm in 2001, Barb and Brad Westre offer unmatched insight and connection when it comes to securing private loans for local real estate ventures.

Localized Market Expertise

After two decades of specializing in St Louis private lending, we understand this market at a granular level – from valuations and rents to renovation costs and buyer demand. These hyperlocal insights inform strategic lending decisions and enable our clients to invest with confidence.

Established Private Lender Network

Our strong private lender relationships offer St. Louis investors access to optimal financing for each unique deal, whether a single-family flip or a 10-unit apartment complex. We align your vision with the perfect funding solutions.

Streamlined & Proactive Process

From initial consultation through closing, you get dedicated support translating market expertise into strategic capital. We demystify private lending and proactively guide you to success.

Trustworthy Track Record

With 6-figure lending volume each month and an average loan-to-value ratio below 60%, we empower investors to maximize returns while minimizing risk. Our $0 loss rate speaks to the expertise we bring to every deal.

Brad and Barb also have their personal money available for lending and have a proven system that identifies the right private money loans to fund for St. Louis investors. Get matched with their own capital or tap into their trusted network.

Getting Started with Westre Private Money Loans

We simplify the process for securing fast, flexible private funding so you can focus on finding and executing winning St. Louis investment properties.

Consultation

Schedule a free, no-strings-attached consultation so Brad and Barb can understand your investment goals and strategy.

Review

Submit your acquisition target address, purchase contract, scope of work, and budgets. We rapidly assess project viability.

Matching

Get matched with optimal private capital – whether our own funds or leveraging our wider private lender network.

Approval

Secure initial approval within three days of the property visit and review to ensure you don’t lose out to competing buyers.

Closing

Finalize closing docs swiftly within 3-5 days to acquire your property or portfolio. Then, get to work renovating!

Sale / Refinancing

Sell for profit or refinance completed projects into conventional loans at full market value.

We streamline private lending so St. Louis real estate investors can ramp up and scale their fix-and-flip or buy-and-hold ventures faster with the right funding.

Loan Terms

Westre Financial Group specializes in providing the capital St. Louis investors need on realistic terms. Check out some of our most popular options:

Flip Loan

Rental Loan

Get in touch today to explore your personalized loan terms for faster funding.

FAQs

Virtually any residential or commercial real estate in St. Louis City or County is eligible. From single-family flip homes to 20+ unit apartment complexes.

Expect approval in 2-4 days and closing in 4-7 days from contract signing. Much faster than traditional financing.

Credit scores around 600+ are often approved for the right deal, with additional verification required below 640. We value experience over scores.

Our own funds help provide actual loan capital.

Still, have additional questions? Reach out now for straightforward answers from our founder, Barb Westre.

Take Action Today

If you’ve found an enticing investment property requiring fast and flexible financing to secure it in today’s competitive St. Louis market, we invite you to take the next step with Westre Financial Group.

Schedule Your Free Consultation

Explore customized private money solutions perfect for your St Louis fix-and-flip or buy-and-hold strategy.

It is time to download our lending guide and learn how to utilize private capital for your investments from two decades of expertise.

Let us match you to the perfect private loan option and expedite a strategic St. Louis acquisition. Call or complete our online contact form to get started now.