When you’re investing in real estate, time can make or break a deal. In competitive markets like St. Louis, quick closing loans are often the difference between landing a solid investment or watching someone else walk away with it. If you’re serious about real estate in St. Louis City or County, understanding the advantages of fast funding is key.
At Westre Financial Group, quick closings are more than a selling point—they’re the core of how business gets done. With over two decades of experience and more than 2,650 loans under their belt, Brad and Barb Westre have designed a system that works fast, works local, and works for the investor.
Here are five real-world benefits of using quick closing loans St. Louis investors can rely on.
1. Close on Deals Before the Competition
The St. Louis real estate market moves fast. Whether it’s a fixer-upper with strong upside or a rental in a prime neighborhood, great deals don’t sit long. With traditional financing, delays are common—underwriting, appraisals, credit checks—it all adds time.
Westre Financial Group skips all that. If the property makes sense, the deal goes through. They offer 100% of the purchase price based solely on the property itself. Creditworthiness isn’t part of the approval process. That means once a borrower applies and Brad visits the property (usually the next day), funding happens as soon as the title company is ready.
This speed gives investors a major edge. While others are waiting on lender approvals, you’re already at the closing table.
2. Eliminate Unnecessary Fees
Junk fees can eat away at your margins—especially for investors who are working multiple properties at once. With many lenders, fees pile up: application fees, appraisal fees, credit checks, and processing charges.
Westre Financial Group keeps it clean. The only fee charged is a 2% origination fee, and it’s added directly to the loan. That’s it. No surprise costs, no nickel-and-diming.
This lean fee structure makes budgeting simple and keeps your profit calculations straightforward.
3. Avoid Bad Deals with Expert Evaluation
Every investor wants to avoid a bad deal, but not every lender is looking out for your long-term interest. That’s one of the ways Westre Financial stands out.
With decades of experience in buying, renovating, renting, and managing residential properties in St. Louis, Brad and Barb Westre have seen it all. Their process includes personally visiting the property and evaluating four key factors: purchase price, renovation cost, soft charges, and projected selling price based on local comps.
If the math doesn’t work—if there isn’t enough potential profit—they won’t fund the loan. That’s not a rejection. That’s protection.
This investor-first approach has helped clients steer clear of countless bad investments over the years.
4. Keep the Process Local and In-House
All loans at Westre Financial are handled in-house. No third-party processors. No back-and-forth with distant underwriters. Everything stays within their office, and all funding comes from their own capital—there are no investors or borrowed funds involved.
That control translates to speed and consistency. You deal directly with decision-makers who know the St. Louis market because they’ve been working in it since the early 70s. They know the neighborhoods, the trends, the pitfalls, and the true value of a property.
Plus, because they only loan within St. Louis City and County, you’re not working with someone who’s unfamiliar with the local scene. This local focus means more accurate valuations and faster approvals tailored to this specific market.
Why Quick Closing Loans St. Louis Investors Choose Westre
Brad and Barb Westre aren’t new to this business. Since 2001, they’ve made more than 2,650 hard money loans totaling over $143 million. Long before that, they were managing up to 850 rental properties and owning over 300 at a time. Their depth of experience isn’t just impressive—it’s unmatched by anyone else in the area.
They fund every loan themselves. They keep the fees low. They close fast. And they back up their service with decades of on-the-ground knowledge in St. Louis real estate.
Quick closing loans aren’t just about moving fast—they’re about moving smart. And that’s what Westre Financial Group delivers.
Ready to Move Fast on Your Next Investment?
If you’re a real estate investor working in St. Louis City or County and want funding that moves as quickly as you do, Westre Financial Group is ready.
Visit Westre Financial Group to download the borrower and loan request applications and get started today.